Overview
If Merrco is your provider, then you have 3 options to choose from to process online payments:
- API Connection
- Hosted Checkout
- PayHQ
PayHQ
Location of Processing: Transactions are processed directly through an API connection between the merchant's platform (e.g. Buddi) and the payment processor (e.g. Merrco).
User Interface: Credit card details are entered directly on the checkout screen.
Technical Integration: It’s designed to be a comprehensive solution, providing you with the tools to manage both online and offline transactions effectively from a single platform.
While the new PayHQ Gateway offers robust security and reporting capabilities, this configuration does not support AVS Check and 3D Secure. These two add-on security features do not guarantee complete protection against chargebacks, but they significantly reduce the likelihood of fraudulent disputes.
Article: Merrco PayHQ Overview
Article: Chargeback Management Guide for Cannabis Retailers
Regardless of what security features you are using, it is crucial to adopt best practices in your store operations to prevent chargebacks.
Article: Switching from API Connection to Hosted Checkout